Personal loan interest rate | personal loan calculator

हेल्लो दोस्तों आज इस आर्टिकल में जानेगे Personal loan के इंटरेस्ट रेट के बारे में और सबसे काम Interest rates में आप को कौन सा बैंक लोन देगा साथ ही जानेगे किसी भी लोन के Emi कैसे चेक कर सकते है।

Contents

which bank has lowest interest rate on personal loan

जब भी आप किसी भी बैंक में Personal Loan के लिए अप्लाई करते है। तो आप को यह जरूर पता कर लेना चाहिए की वह बैंक आप को किस Interest Rate पर आप को लोन दे रहा है। निचे दिए गए लिस्ट में आप सभी बैंक के Interest Rate के बारे में देख सकते है।

File size

Bank Name :- Bank of Baroda

Amount :- 1 Lakh to 20 Lakh

Interest Rate :- 10.60% to 17.95%

Processing Charges :- 1.00% of loan amount to 2.00% plus GST

Bank Name :- Bank of India

Amount :- 1 Lakh to 25 Lakh

Interest Rate :- 9.10% p.a to 13.25%

Processing Charges :- PPC For Individuals: One time @2.00% of Loan amount: Min. Rs. 1000/- to Max. Rs. 10000/

Bank Name :- Bank of Maharashtra

Amount :- 1 Lakh to 20 Lakh

Interest Rate :- Upto 9.25% p.a

Processing Charges :- Processing Fee 1.00% of the loan amount + GST

Bank Name :- Canara Bank

Amount :- Upto 10 Lakh

Interest Rate :- 10.30 % to 12.85 %

Processing Charges :- 0.5% of the loan amount subject to a minimum of Rs.1000/- and maximum of Rs.5000/-.

Bank Name :- Central Bank of India

Amount :- Upto 10 Lakh

Interest Rate :- 9.85% p.a. to 10.05% p.a.

Processing Charges :- 1.00% of loan amount + GST

Bank Name :- Indian Bank

Amount :- Maximum loan amount is 20 times the gross monthly salary

Interest Rate :- Upto 12.15%

Processing Charges :- processing fee of 1% of the loan amount, subject to a maximum of Rs.100 when taking a loan

Bank Name :- Indian Overseas Bank

Amount :- Upto 5 Lakh

Interest Rate :- Upto 13.25%

Processing Charges :- 0.40% of the loan amount

Bank Name :- Punjab and Sind Bank

Amount :- Maximum of 18 times the monthly salary or Rs.3 Lakh, or 1.5 times of the annual salary of the individual whichever is lesser.

Interest Rate :- 11.40% to 12.50%

Processing Charges :- Private Institute/ MNC : 1.00 % + GST

Bank Name :- Punjab National Bank

Amount :- Up to Rs.20 Lakh

Interest Rate :- 8.90% p.a. to 14.45% p.a.

Processing Charges :- Up to 1% of the loan amount

Bank Name :- State Bank of India

Amount :- 25000 to 20 Lakh

Interest Rate :- 9.60% p.a.- 15.65% p.a.

Processing Charges :- 1.5% of loan amount + tax

Bank Name :- UCO Bank

Amount :- Upto 15lacs

Interest Rate :- UCO Float Rate + 3.40% i.e., 9.15% + 3.40% presently 12.55 % p.a

Processing Charges :- 1% of loan amount (minimum Rs.750/-)

Bank Name :- Union Bank of India

Amount :- Upto 15lacs

Interest Rate :- Upto 12.30%

Processing Charges :- Up to 1% (Maximum Rs 7,500)

Bank Name :- Axis Bank

Amount :- 50,000 up to Rs. 40 Lakh

Interest Rate :- 12% to 21%

Processing Charges :- At the discretion of the bank

Bank Name :- Bandhan Bank

Amount :- 50000 to 2500000

Interest Rate :- Upto 10.25% p.a.to 20%

Processing Charges :- 1% of Loan Amount

Bank Name :- CSB Bank

Amount :- 10 times of gross monthly salary subject to upper ceiling fixed by the bank from time to time. 2. Total deductions towards loan repayment including the instalments of the proposed loan should not exceed 50% of gross salary.

Interest Rate :- 12.00% to 19.00% p.a

Processing Charges :- Nil – For Loan Up to Rs.25,000 1% of loan amount(Min. Rs.250) – For Loan Amount above Rs. 25,000

Bank Name :- City Union Bank

Amount :- Upto 5 Lakh

Interest Rate :- 9.75% p.a. – 12.50% p.a.

Processing Charges :- Processing Charge 0.50%

Bank Name :- DCB Bank

Amount :- Upto 5 Lakh

Interest Rate :- 9.99% per annum

Processing Charges :- 2-3% of the loan amount

Bank Name :- Dhanlaxmi Bank

Amount :- 1 Lakh to 15 Lakh

Interest Rate :- 12.40% to 15.80%

Processing Charges :- Up to 2.5% per annum

Bank Name :- Federal Bank

Amount :- Upto 25 Lakh

Interest Rate :- 10.49% to 17.99%

Processing Charges :- Up to 3%

Bank Name :- HDFC Bank

Amount :- Upto 40 Lakh

Interest Rate :- 11.00% to 21.00%

Processing Charges :- Processing Charges Up to Rs 4999/-

Bank Name :- ICICI Bank

Amount :- Upto 20 Lakh

Interest Rate :- 10.75% to 19% per annum

Processing Charges :- Upto 2.50% of loan amount plus Applicable taxes

Bank Name :- IDBI Bank

Amount :- Upto 5 Lakh

Interest Rate :- 36% Per annum

Processing Charges :- 1 % of the loan amount subject to minimum Rs.2500/- plus applicable taxes.

Bank Name :- IDFC First Bank

Amount :- Upto 1 Cr.

Interest Rate :- 12.5% to 18% p.a.

Processing Charges :- Upto 3.5% of Loan Amount

Bank Name :- IndusInd Bank

Amount :- Upto 50 Lacs

Interest Rate :- Upto 10.25% to 15.79%.

Processing Charges :- processing fee of up to 3% of the loan amount

Bank Name :- Jammu & Kashmir Bank

Amount :- Upto 20 Lakh

Interest Rate :- 12.00%-13.00% p.a.

Processing Charges :- Up to 1% loan amount subject to maximum of Rs 10,000+GST For Pensioners: NIL

Bank Name :- Karnataka Bank

Amount :- Upto 5 Lakh

Interest Rate :- Upto 13.15% p.a.

Processing Charges :- 0.50% of the loan amount (minimum of Rs.250)

Bank Name :- Karur Vysya Bank

Amount :- Upto 10 Lakh

Interest Rate :- 12.20 to 13.20%

Processing Charges :- 1.50% of the loan requested amount.

Bank Name :- Kotak Mahindra Bank

Amount :- Upto 40 Lakh

Interest Rate :- 10.99% p.a. to 12.75%

Processing Charges :- Up to 3% of the final loan amount plus applicable taxes

Bank Name :- Nainital Bank

Amount :- Upto 5 Lakh

Interest Rate :- 11.95% p.a. to 12.20% p.a.

Processing Charges :- Up to Rs.1,500

Bank Name :- RBL Bank

Amount :- Upto 20 Lakh

Interest Rate :- 14% p.a. – 23% p.a.

Processing Charges :- 4% of the loan amount

Bank Name :- South Indian Bank

Amount :- Upto Upto 20 Lakh

Interest Rate :- Upto 6.35% to 14.10%

Processing Charges :- Up to 2% of the loan amount.

Bank Name :- Tamilnad Mercantile Bank

Amount :- Upto 5 Lakh

Interest Rate :- 13.40% to 15.50%

Processing Charges :- 1% of the Loan amount plus applicable taxes

Bank Name :- Yes Bank

Amount :- Upto 50 Lakh

Interest Rate :- 10.49% to 19%

Processing Charges :- Upto 2% on loan amount

File size

personal loan calculator

ऊपर दिए गए Interest Rate लिस्ट बैंक के official साईट से लिया गया है। Rate में थोड़ा ऊपर निचे देखने को मिल सकता है। कियुकी कोई भी बैंक इंटरेस्ट रेट को आपके CBIL से ही प्रोवाइड करता है।

ऊपर दिए गए सभी बैंक में आप बड़े ही आसानी से Loan के लिए अप्लाई कर सकते है। और सबसे कम Interest Rate पर लोन ले सकते है। सभी बैंक में लोन अप्लाई करने का प्रोसेस सेम ही होता है जिस में आप के पास बेसिक डॉक्यूमेंट होने चाहिए

Pan Card
Aadhaar Card
Phone Number
Good CBIL
Mail ID

अगर आप के पास ऊपर दिए गए बेसिक डॉक्यूमेंट है तो आप लोन के लिए अप्लाई कर सकते है। और अपना बेस्ट ऑफर के साथ लोन पा सकते है।

What is the normal interest rate on a personal loan?

सभी बैंक का Interest Rate अलग-अलग होता है लेकिन कुछ बैंक के Interest आप को 10.25% से चालू होता है कम Interest Rate में लोन लेने के लिए आप का Credit Score अच्छा होना चाहिए।

Is a 12% personal loan good?

Good Personal loan Interest Rate 12% से चालू हो जाता है। इस के लिए आप का Credit Score average होना चाहिए तब ही आप इस के लिए Eligible होते है। HDFC, AXIS, IDFC First Bank ये बैंक आप को 12% पर लोन प्रोवाइड करता है।

Which bank is giving lowest interest rate for personal loan?

सबसे कम Interest Rate में आप को ये बैंक Loan प्रोवाइड करता है Bank of Baroda, Bank of India, Central Bank of India, Axis Bank, HDFC Bank, ICICI Bank

3 thoughts on “Personal loan interest rates | personal loan calculator | personal loan emi calculator”

Beauty Fashion says:

February 21, 2023 at 2:47 am

Your articles are extremely helpful to me. Please provide more information!

Hairstyles says:

February 21, 2023 at 4:37 am

Your articles are extremely helpful to me. Please provide more information!

Beauty Tips says:

March 13, 2023 at 3:37 pm

Your articles are very helpful to me. May I request more information?

Personal loan interest rates | personal loan calculator | personal loan emi calculator

which bank has lowest interest rate on personal loan

personal loan calculator

What is the normal interest rate on a personal loan?

Is a 12% personal loan good?

Which bank is giving lowest interest rate for personal loan?

Related Post

HDFC bank loan HDFC bank loan interest rate 2023 | hdfc bank all loan interest rate 2023

hdfc bank personal loan apply online | hdfc personal loan interest – hdfc bank से ऐसे लोन मिलेगा केवल 5 मिनट

federal bank personal loan apply online in hindi | federal bank personal loan interest rate

3 thoughts on “Personal loan interest rates | personal loan calculator | personal loan emi calculator”

Leave a Reply Cancel reply

You missed

HDFC bank loan HDFC bank loan interest rate 2023 | hdfc bank all loan interest rate 2023

iPhone और OnePlus की नाक में दम करने 200MP कैमरे के साथ Samsung ने लॉन्च किया बहुत ही कम कीमत का स्मार्टफोन

पुरे 5000 सस्ता हुआ 8GB रैम वाला 5G Realme स्मार्टफोन, इसमें 48MP कैमरा और 33W फ़ास्ट चार्जिंग भी

Redmi ने पेश किया ऐसा स्मार्टफोन, iPhone भी हिल गया कैमरा क़्वालिटी फीचर्स और बैटरी देख दिल खुश हो जायेगा